Last updated: 25 May 2025
By accessing or using Finaura ("the Service"), available at finaura.app, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.
These Terms apply to all visitors and users of the Service.
Finaura is a free, browser-based personal finance management tool. It allows users to track income, expenses, credit cards, loans, and project cashflow. The Service is provided free of charge with no subscription required.
All financial data entered into Finaura is stored exclusively in your browser's local storage. Finaura does not operate a server, database, or cloud storage system for user financial data. Your financial information never leaves your device.
The Service and all of its original content, features, design, code, and functionality are and shall remain the exclusive intellectual property of Finaura.
All rights are reserved. You may not:
Personal, non-commercial use of the Service is permitted and encouraged.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
Finaura does not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. The financial calculations and projections provided by the Service are for informational and planning purposes only and should not be relied upon as financial advice.
Finaura is not a regulated financial service. Nothing in the Service constitutes financial, investment, tax, or legal advice. You should always seek independent professional advice before making financial decisions.
To the fullest extent permitted by law, Finaura shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the Service.
Finaura's total liability for any claims arising under these Terms shall not exceed the amount you have paid for the Service in the twelve months preceding the claim. As the Service is provided free of charge, this amount is £0.
Because Finaura stores all data in your browser's local storage, your data may be lost if you clear your browser data, use a different browser or device, or if your browser storage is otherwise cleared. Finaura accepts no liability for any data loss. You are responsible for maintaining your own backups.
Finaura reserves the right to modify or discontinue the Service at any time without notice. We may also update these Terms from time to time. Continued use of the Service after any changes constitutes your acceptance of the new Terms. The "last updated" date at the top of this page will reflect when changes were last made.
These Terms shall be governed by and construed in accordance with the laws of Scotland. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the Scottish courts.
This Privacy Policy explains what information Finaura collects, how it is used, and your rights in relation to it. We are committed to protecting your privacy.
Finaura is designed with privacy at its core. Your personal financial data never leaves your device. We do not operate servers that store your financial information.
All financial data you enter — including income, expenses, credit card details, loans, and transactions — is stored exclusively in your browser's local storage. This data is never transmitted to Finaura or any third party.
We use PostHog (EU Cloud) to collect anonymous usage analytics. This helps us understand how the Service is used so we can improve it. PostHog may collect:
This analytics data does not include any of your personal financial data. PostHog data is stored on PostHog's EU Cloud servers. You can read PostHog's privacy policy at posthog.com/privacy.
The anonymous usage analytics we collect are used solely to:
We do not sell, rent, or share any data with third parties for marketing or advertising purposes.
Finaura uses browser local storage (not cookies) to store your financial data and app preferences. This data remains on your device and is not accessible to us. You can clear this data at any time through your browser settings.
PostHog may set cookies for analytics session tracking. These are analytics cookies only and do not contain your financial data.
Under UK GDPR and the Data Protection Act 2018, you have the right to:
As we collect only anonymous analytics data, it is generally not possible to identify you from the data we hold. Your financial data is stored only on your own device and can be deleted at any time by clearing your browser's local storage.
If you have any questions about these Terms or this Privacy Policy, or wish to exercise your data rights, please contact us via the Finaura website at finaura.app.