Feature Tour

See exactly what Finaura can do

A quick walk through every feature — from forecasting your cashflow months ahead to tracking every credit card and loan in one place.

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Cashflow Forecasting

Know exactly where you stand, months from now

Finaura builds a rolling 12–24 month cashflow table automatically. Every recurring payment, one-off transaction, credit card repayment and loan instalment is factored in — no manual number-crunching required.

  • Month-by-month income vs. expenditure breakdown
  • Running balance so you can spot a tight month early
  • Colour-coded net cashflow — green for surplus, red for deficit
  • Hover any cell for a full breakdown of what's included
Cashflow Projection
MONTH REC. INCOME REC. EXP. NET CASHFLOW RUNNING TOTAL Jun 2026 £3,200.00 £1,850.00 +£1,350.00 +£24,350.00 Jul 2026 £3,200.00 £2,100.00 +£1,100.00 +£25,450.00 Aug 2026 £3,200.00 £3,400.00 -£200.00 +£25,250.00 Sep 2026 £3,200.00 £1,850.00 +£1,350.00 +£26,600.00 Oct 2026 £3,200.00 £1,850.00 +£1,350.00 +£27,950.00 Nov 2026 £3,200.00 £1,850.00 +£1,350.00 +£29,300.00 Hover any cell for a detailed breakdown of what's included
Recurring Transactions

Set it once, tracked forever

Add anything that repeats — salary, rent, gym membership, subscriptions — and Finaura factors it into every future month automatically. You can edit or cancel at any time.

  • Weekly, fortnightly, monthly, quarterly or annual frequency
  • Irregular months — e.g. school-term costs that skip summer
  • Monthly equivalent shown for easy comparison across frequencies
  • Upcoming 60-day timeline so you always know what's coming
Recurring Transactions
TYPE NAME AMOUNT FREQUENCY MONTHLY EQUIV. income Salary £3,200.00 Monthly £3,200.00/mo expense Rent £1,100.00 Monthly £1,100.00/mo expense School lunch Sep, Oct, Nov, Jan, Feb £180.00 Monthly £180.00/mo expense Netflix £17.99 Monthly £17.99/mo expense Car Insurance £620.00 Annually £51.67/mo
Credit Card Tracker

All your cards in one place

Add every card you hold, along with its balance, APR and any promotional 0% period. Finaura tracks minimum repayments and projects how your balances will change month by month.

  • Credit limit utilisation bar — green, amber or red at a glance
  • 0% interest-free deal tracker with days remaining
  • Log charges and payments against each card individually
  • Built-in payoff calculator: see how long minimum payments take vs. a fixed plan
My Credit Cards
Barclaycard Platinum Balance: £1,240.00 / £3,000.00 limit 41% used APR 22.9% HSBC Balance Transfer Balance: £2,850.00 / £4,000.00 limit 71% used 0% — 142 days left APR 19.9% Amex Gold Balance: £3,680.00 / £4,000.00 limit 92% used APR 30.0%
One-off Transactions

Log anything that doesn't repeat

Holiday flights, a bonus payment, an unexpected car repair — add it once with a date and Finaura pulls it into the right month of your forecast automatically. Past entries build up your spending history.

  • Future-dated entries appear in the cashflow forecast
  • Past entries kept as a historical record
  • Income and expense in the same view, filterable by type
  • Export all transactions to CSV with one click
One-off Transactions
DATE TYPE DESCRIPTION AMOUNT FORECAST? 15 Aug 2026 exp Holiday flights — Mallorca -£342.00 In forecast 30 Jun 2026 income Q2 bonus +£1,500.00 In forecast 3 May 2026 exp Car service & MOT -£285.00 Historical 1 Apr 2026 income Tax rebate +£890.00 Historical Total income: +£2,390.00 Total expenses: -£627.00 Net: +£1,763.00
Loan Management

Keep loans out of your blind spot

Add your mortgage, personal loans or car finance and Finaura tracks repayments automatically. Monthly instalments flow straight into your cashflow forecast — so your projected balance always reflects what you actually owe.

  • Track any loan with a start date, end date and repayment amount
  • Repayments fold automatically into the cashflow forecast
  • Upcoming payments visible in the 60-day timeline
  • View remaining term at a glance
My Loans
Mortgage — Halifax 🏦 Monthly Repayment: £1,050.00/mo · Ends: Dec 2041 Balance £187,400 Car Finance — Toyota 🏦 Monthly Repayment: £340.00/mo · Ends: Mar 2028 Balance £7,820

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